Business Banking BOLD
BOLD means something different to each of us. It means making your wildest dreams a reality, stepping up to the challenge and pursuing your passion. Meritrust is here for the bold, those bringing people together, putting in work, inventing something new or building on what’s been done. We provide bold solutions that help you reach your goals, and we partner with you every step of the way.
The BusinessPro Lite Checking account is perfect for growing businesses. We recommend this account for those anticipating steady monthly account activities. This account has competitive dividend earnings on account balances and the opportunity to waive monthly service charges.
The BusinessPro Elite Checking account is available to members enrolled in treasury services. This account comes with the same great features as BusinessPro Lite, but offers higher dividend-earning potential.
The Small Business Checking Account offers simplicity for sole proprietors, with no minimum to open and no monthly service fee. Designed to support your growth, we prioritize your business, allowing you to focus on what matters most.
The Analysis Select Checking account is available to members enrolled in Treasury Services. This account allows for fee reduction through an earnings credit allowance. We recommend this account for those anticipating
high-volume activities.
The Insurance Agent Checking account lets insurance agents keep funds for premiums separate from their operating budget.
The Community Plus Checking account is designed for nonprofit and not-for-profit organizations. In addition to no monthly service charge, this account earns dividends on the account balance.
A savvy account for making the most out of your balance. With competitive dividend earnings and the opportunity to offset monthly activity fees, this account supports all of your business banking needs.
The Small Business Checking Account offers simplicity for sole proprietors, with no minimum to open and no monthly service fee. Designed to support your growth, we prioritize your business, allowing you to focus on what matters most.
Discover the ultimate financial ally for insurance agents. This account provides you peace of mind knowing premium funds are separate from your operating funds.
Customized for non-profits and not-for-profit organizations. Enjoy no monthly service fee and low activity fees so you can make every dollar count toward your mission.
Discover the power of Meritrust's Business Banking Bold: streamlined treasury services for smarter decisions and greater financial control.
The BusinessPro Elite Checking account is available to members enrolled in treasury services. This account comes with the same great features as BusinessPro Lite, but offers higher dividend-earning potential.
The Analysis Select Checking account maximizes your balance's potential with our earnings credit rate, where higher balances mean lower service fees, all detailed in your monthly statement.
ACH Services
Domestic and International Wire Transfers
Zero Balance Accounts
Account Sweeps
Check/ACH Positive Pay
Business Remote Deposits Capture
Merchant Services
To get started, reach out now to get in touch with our business team.
We're behind you as you take the next leap for your business.
We can help you cross purchasing needs off your list.
*Rate is applied to the average collected balance and may change at the credit union’s discretion.
Discover the power of Meritrust's Business Banking Bold: streamlined treasury services for smarter decisions and greater financial control.
The BusinessPro Elite Checking account is available to members enrolled in treasury services. This account comes with the same great features as BusinessPro Lite, but offers higher dividend-earning potential.
The Analysis Select Checking account maximizes your balance's potential with our earnings credit rate, where higher balances mean lower service fees, all detailed in your monthly statement.
ACH Services
Same day, paperless payment processing
Domestic and International Wire Transfers
Conveniently self-service from online banking
Zero Balance Accounts
Streamline operating accounts with dedicated expense accounts
Account Sweeps
Automating investment opportunities
Check/ACH Positive Pay
Increased security to detect and prevent fraud
Business Remote Deposits Capture
Convenient, streamlined deposits
Merchant Services
Simplified payment processing for business operations
To get started, reach out now to get in touch with our business team.
Our Bold Business Banking offers choices that give you more freedom and the ability to make the best decisions for your unique business and where it stands in your competitive landscape. It helps you better manage spending and maximize your money. With higher earning potential, our accounts empower your business to offset fees by engaging more. Our fewer fees give you more control over your cash flow, making meeting your financial obligations and goals easier.
| Min. Opening Deposit | Monthly Service Charge | Monthly Activity | Dividend Rate | |
|---|---|---|---|---|
| BusinessPro Elite | $100 |
$12, waived when you maintain a $10,000 minimum daily balance | First 200 items included; $0.25 per item in excess of 200 per month | $0 – $999=0.00% $1,000 – $9,999=0.25% $10,000 – $24,999=0.35% $25,000 – $99,999=0.50% $100,000+=0.75% |
| BusinessPro Lite | $100 |
$10, waived when you maintain a $2,500 minimum daily balance or reduced by $0.50 each time you use your business debit card | First 100 items included; $0.25 per item in excess of 100 per month | 0.50% |
| Small Business | None | $5, waived when you maintain a $500 minimum daily balance | First 50 items included; $0.25 per item in excess of 50 per month | None |
| Analysis Select | $100 | $12 | Combined volume of credits and debits: $0.25 each | Earnings credit rate: 1.00%** |
| Insurance Agent Checking | None |
$10 | No monthly activity charge | None |
| Community Plus Checking | $100 | None | First 50 items included; $0.25 per item in excess of 50 per month | 0.25% |
*All accounts are subject to a paper statement fee of $5, which is waived with E-Statement enrollment.
**Rate is applied to the average collected balance and may change at the credit union’s discretion.
Federally insured by NCUA. Equal Housing Lender. Subject to approval. Rates are subject to change. Rates are accurate as of April 28, 2024. Fees could reduce earnings.
